EMPath’s flagship program is called Career Family Opportunity (CFO). This intensive, five-year program is the original pilot of EMPath’s coaching approach. Participants and mentors set goals including saving $3,425 of their own money in a matched savings program, college completion, and housing stability. Program offices are located in South Boston. Since the program began in 2009, a total of 48 participants have graduated the program.

See Outcomes from All Programs

Flagship Program Outcomes


of program graduates have a college degree at exit


average increase in annual income of program graduates


of program graduates are employed at exit

Apply to CFO

The Career Family Opportunity (CFO) program puts you in charge of creating your own path to economic independence. Work with a coach for up to five years to make a plan to achieve your own goals for yourself and your family.

Through the program, you will:

  • Partner 1:1 with a mentor, up to five years
  • Make a plan to achieve your own goals
  • Support and encourage fellow CFOs
  • Earn financial incentives
  • Develop leadership skills
  • End with $10,000 in matched savings

You may be eligible if you:

  • Are head of household with permanent, subsidized housing (Section 8, etc.)
  • Are a parent (18+ years) with children or legal dependents living with you
  • Are a high school graduate or GED/HiSET recipient
  • Are legally eligible to work in the U.S.
  • Are willing and able to pursue a career that will pay family sustaining wages
  • Have a household income that is 50% or less than the area median income
  • Are in school or working part-time (20+ hours/week for at least 3+ months)

To apply to this FREE program, click the button below. Or, to learn more, call 617-697-4188 or email Bryna at bramsey@empathways.org.


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Meet Lauren

Flagship program graduate shares her journey

10 Years of CFO

Eight women graduated from the five-year program in 2019, the 10th anniversary of the program

Read the Story